(845) 802-0047The law in Newburgh and the rest of the state requires all healthcare providers to obtain medical malpractice insurance. This serves as a way to protect practitioners against allegations of negligence and gives affected patients a way to demand compensation for their losses.
This means that an allegation of medical negligence will always involve an insurance company. Unfortunately, the goal of an insurance company is to collect premiums from doctors while avoiding the payment of claims. This means they will do everything in their power to deny or lessen the amount of a settlement. For this reason, talking to insurance companies in Newburgh medical malpractice cases is risky and should not be taken on without the guidance of a skilled medical negligence attorney. Contact our firm today to learn more about how we can help.
The Role of Medical Malpractice Insurance Companies
Medical malpractice insurance functions as a form of protection for doctors, dentists, hospitals, and other healthcare providers. In many examples, these insurance policies come with payout limits that far exceed a patient’s damages. Because of this, doctors can rely on these policies as a shield against personal liability for negligence.
In addition, insurance companies do not want to pay claims. They will often act to investigate an allegation and uncover information that could help lessen their financial vulnerability. This also includes taking advantage of people who may not understand state law or who are unable to provide a consistent accounting of their experience.
When talking with insurance companies in Newburgh medical malpractice cases, always remember that they are not there to help injured patients. They may try to identify inconsistencies in a story, question if an injury was truly the result of poor medical care, or doubt the extent of a person’s losses. Each of these examples can justify a denial of a claim or serve as the basis of a defense in court.
Hiring Legal Counsel Could Give Injured Patients an Advantage
Handling details such as communicating with a medical negligence insurance company is one of the ways in which a Newburgh attorney may be able to help a client. The most immediate advantage is that people who have legal representation do not need to speak directly with insurance companies and can avoid their tactics. In fact, insurance companies can never contact an injured person without their attorney present.
Insurers are still likely to demand written statements or recorded interviews with affected patients. While this is unavoidable, having seasoned legal representation could help a person ensure that their accounts remain consistent while retaining control over the interview. For these reasons, it is always a good idea to hire an attorney before talking to insurance companies.
Contact an Attorney for Help Handling Insurance Companies in Newburgh Medical Malpractice Cases
Insurance companies always play a significant role in handling medical negligence claims. Most insurers will attempt to avoid making payments at all costs. Allowing an attorney to take the lead in the case could help you retain control over this process and minimize the chances of an error that damages your potential for compensation. Speak with one of our attorneys now to discover more about how we can assist you in the process of talking to insurance companies in Newburgh medical malpractice cases.